I should also mention for completeness that one can “rent” a computer with a large GPU and use it remotely on places like vast.ai, if you just want to dabble a bit. But then you’re also kind of in the position of keeping the GPU idle a fair bit of the time, just as if you had it locally.

There may be someone running online Stable Diffusion-based services out there, but I haven’t gone looking to get an appraisal of what the state of affairs there is.

EDIT: I should also note that you can run Stable Diffusion on your CPU. It will be very, very, very slow, and unless you just want to take a look at the UI or something, you are probably going to go bonkers pretty quickly if you try doing any significant work on the CPU. Might work if you just want to occasionally upscale an image – something that it’s pretty good at.