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Joined 1 year ago
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Cake day: June 30th, 2023

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  • So when a charge is made against a credit card, you have the option to do a “chargeback” - this is meant to be used for fraud. In this case, the argument is that Reddit fraudulently changed the terms of the program after people had already paid - being in “material breach” means they made a binding promise to provide a thing and they failed to do so. Chargebacks are really, really bad for a vendor. They lose the money, and they get a penalty fee, AND if it keeps happening the credit card processor can crank up their overall fees or even drop them as a bad customer.








  • So I would consider myself at least reasonably inclined to thinking and somewhat conservative. Note, however, that does NOT mean Republican. When I use conservative, it’s in a different context than the modern “conservative movement”. The modern movement seems to be more regressive than conservative. Conservative in my way of thinking is about calm, measured progress. Don’t upend everything in massive sweeping changes… but don’t reject change either, change is necessary and inevitable. The more moderate Biden-y neoliberal wing of the Democrats is probably the closest to that these days - the more progressive Democrats with wanting massive social upheaval type changes and the Republicans favoring the repeal-and-replace burn it down and maybe fix the ashes approach to undoing those changes, neither of which appeals to me.



  • Each instance is actually an independent site running a copy of the same source code. What’s different is that they are cross-linked, so if you are on one, you can interact with any others that are federated.

    Note that federation isn’t universal. Some instances choose not to connect to others (due to things like getting problematic users from ones with less strict review and such). I had to make a new account on here since I had been using one on Beehaw, which is a relatively stricter and more limited community, and they had unlinked lemmy.world.

    So it’s a bit more work to use, but you get the benefit that there is no single central authority who can dictate things. You can move to the same topic in another instance or start your own instance.